101 7th St S 3,000 SF 50% Leased Retail Building Saint James, MN 56081 $207,000 ($69/SF)

Two-story split-level brick commercial building for sale on a prominent downtown intersection in St. James, MN, offering excellent visibility and corner exposure on one of the city's main routes. Property comes with parking lot included with ownership. In addition to the main, front entrance, there is also a side entrance with direct access to the attached parking lot, making it well suited for professional office, financial, or service-oriented users. The lower level is leased to an established local tenant, providing immediate in-place income. The upper level — recently remodeled with a reception area, lobby, conference room, kitchenette, and multiple private offices — is ready for an owner-user or new tenant. The building offers two furnaces and two A/C units (one recently replaced), a 2024 furnace replacement, joint water and electric service, and solid brick construction. Landscaping is maintained, and ownership has invested roughly $55,000 in recent improvements. A prior appraisal supported a higher value in a stronger market. A clean, low-maintenance corner asset with in-place income, immediate upside from the newly remodeled upper suite, and contract-for-deed financing available to qualified buyers.