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Investment Highlights

  • Current bank with drive-thru (no vault), ideal for banking, medical, office, or commercial users
  • Dedicated surface parking providing convenient access
  • Ideal for an owner-user or investor in one of North County’s strongest growing markets
  • Positioned on Knoll Road with strong demographics, freeway visibility & a growing daytime population
  • Surrounded by a diverse mix of retail, dining, healthcare & professional services
  • Convenient access to CA-78, I-15 & I-5 with seamless regional connectivity

Executive Summary

Well-suited for an owner-user or investor seeking a highly visible commercial asset in San Marcos. Purpose-built and currently operating as a financial institution with an existing drive-thru, the property offers flexibility for continued banking use or adaptive reuse for medical, professional office, or other commercial users. Ample on-site parking, convenient access to CA-78, I-15, and I-5, and proximity to major developments including 222 City North and The Row further position the property for long-term growth and value.

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Property Facts

Sale Type
Investment or Owner User
Property Type
Retail
Property Subtype
Bank
Building Size
4,046 SF
Building Class
C
Year Built
1999
Price
$2,600,000
Price Per SF
$642.61
Tenancy
Single
Building Height
1 Story
Building FAR
0.18
Lot Size
0.53 AC
Zoning
C, San Marcos
Parking
50 Spaces (4.62 Spaces per 1,000 SF Leased)
Frontage
83’ on N Echo Ln

Amenities

  • Freeway Visibility
  • Pylon Sign
  • Signage
  • Signalized Intersection
  • Drive Thru

Major Tenants

  • Tenant
  • Industry
  • SF Occupied
  • Rent/SF
  • Lease End
  • Finance and Insurance
  • -
  • -
  • -

California Coast Credit Union began in 1929 and has grown into a credit union focused on consumer and business financial services. The company offers checking and savings accounts, certificates, auto loans, personal loans, home loans, credit cards, digital banking, financial coaching, wealth management, insurance, and estate planning services. California Coast Credit Union serves members who live or work in several Southern California counties and maintains a branch network with fee-free ATM access through a broader shared network. The company also supports community programs and financial wellness efforts through partnerships with schools, nonprofits, and local organizations.

Tenant Industry SF Occupied Rent/SF Lease End
Finance and Insurance - - -
Fairly walkable
50/100
Exceptionally drivable
100/100
Limited public transit
20/100
Somewhat bikeable
30/100

Nearby Major Retailers

Sky Zone
CircusTrix
Smart & Final
Winco Foods
Urbane Cafe
San Diego County Credit Union
The Habit Burger Grill
Denny's
F45 Training
LA Fitness

Property Taxes

Property Taxes

Parcel Number
220-160-51
Land Assessment
$548,691
Improvements Assessment
$1,019,014
Total Assessment
$1,567,705
  • Listing ID: 41717792

  • Date on Market: 8/12/2026

  • Last Updated:

  • Address: 140 N Knoll Rd, San Marcos, CA 92069

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