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Highlights

  • Located on South Second Street with visibility in St. Charles’ central business district.
  • Surrounded by popular retailers, restaurants, and entertainment destinations, enhancing consumer draw.
  • Situated two blocks from the Fox River and near major intersections in a busy downtown corridor.
  • Adjacent to a city parking structure offering ample convenient parking for customers.
  • Flexible floor plans with multiple layout options to accommodate various business needs.
  • Strong traffic counts, including 29,100 VPD on Main Street and 11,700 VPD on South Second Street.

Space Availability (1)

Display Rental Rate as

  • Space
  • Size
  • Term
  • Rental Rate
  • Rent Type
  • 1st Floor
  • 1,685-6,022 SF
  • Negotiable
  • Upon Request Upon Request Upon Request Upon Request
  • Triple Net (NNN)
Space Use
Retail
Build-Out
Full Build-Out
Availability
Now

New for lease is a flagship location in the downtown St. Charles, IL market. Built as a bank, the space would fit a retail, office, or professional building. The location is ideal as it sits adjacent to Main Street (Route 64), along Route 31 (2nd Street), 1st Street, next door to Gia Mia and The Plaza, near many restaurants, and up the street from Whole Foods.

  • Lease rate does not include utilities, property expenses or building services
  • Fully Built-Out as a Bank
  • Space is in Excellent Condition
Space Size Term Rental Rate Rent Type
1st Floor 1,685-6,022 SF Negotiable Upon Request Upon Request Upon Request Upon Request Triple Net (NNN)

1st Floor

Size
1,685-6,022 SF
Term
Negotiable
Rental Rate
Upon Request Upon Request Upon Request Upon Request
Rent Type
Triple Net (NNN)
Space Use
Retail
Build-Out
Full Build-Out
Availability
Now

New for lease is a flagship location in the downtown St. Charles, IL market. Built as a bank, the space would fit a retail, office, or professional building. The location is ideal as it sits adjacent to Main Street (Route 64), along Route 31 (2nd Street), 1st Street, next door to Gia Mia and The Plaza, near many restaurants, and up the street from Whole Foods.

  • Lease rate does not include utilities, property expenses or building services
  • Fully Built-Out as a Bank
  • Space is in Excellent Condition

Rent Types


The rent amount and type that the tenant (lessee) will be responsible to pay to the landlord (lessor) throughout the lease term is negotiated prior to both parties signing a lease agreement. The rent type will vary depending upon the services provided. For example, triple net rents are typically lower than full service rents due to additional expenses the tenant is required to pay in addition to the base rent. Contact the listing broker for a full understanding of any associated costs or additional expenses for each rent type.

1. Full Service: A rental rate that includes normal building standard services as provided by the landlord within a base year rental.

2. Double Net (NN): Tenant pays for only two of the building expenses; the landlord and tenant determine the specific expenses prior to signing the lease agreement.

3. Triple Net (NNN): A lease in which the tenant is responsible for all expenses associated with their proportional share of occupancy of the building.

4. Modified Gross: Modified Gross is a general type of lease rate where typically the tenant will be responsible for their proportional share of one or more of the expenses. The landlord will pay the remaining expenses. See the below list of common Modified Gross rental rate structures: 4. Plus All Utilities: A type of Modified Gross Lease where the tenant is responsible for their proportional share of utilities in addition to the rent. 4. Plus Cleaning: A type of Modified Gross Lease where the tenant is responsible for their proportional share of cleaning in addition to the rent. 4. Plus Electric: A type of Modified Gross Lease where the tenant is responsible for their proportional share of the electrical cost in addition to the rent. 4. Plus Electric & Cleaning: A type of Modified Gross Lease where the tenant is responsible for their proportional share of the electrical and cleaning cost in addition to the rent. 4. Plus Utilities and Char: A type of Modified Gross Lease where the tenant is responsible for their proportional share of the utilities and cleaning cost in addition to the rent. 4. Industrial Gross: A type of Modified Gross lease where the tenant pays one or more of the expenses in addition to the rent. The landlord and tenant determine these prior to signing the lease agreement.

5. Tenant Electric: The landlord pays for all services and the tenant is responsible for their usage of lights and electrical outlets in the space they occupy.

6. Negotiable or Upon Request: Used when the leasing contact does not provide the rent or service type.

7. TBD: To be determined; used for buildings for which no rent or service type is known, commonly utilized when the buildings are not yet built.

Select Tenants at 24 S 2nd

  • Tenant
  • Description
  • US Locations
  • Reach
  • Whole Foods
  • Accommodation and Food Services
  • -
  • -
Tenant Description US Locations Reach
Whole Foods Accommodation and Food Services - -

Property Facts

Total Space Available 6,022 SF
Min. Divisible 1,685 SF
Property Type Retail
Property Subtype Bank
Gross Leasable Area 6,022 SF
Year Built/Renovated 1956/2002

About the Property

The property is located in Downtown St. Charles within the central business district. It is adjacent to a city parking deck and positioned along South Second Street near Main Street (Route 64). The surrounding area includes a mix of commercial businesses, restaurants, and city amenities. The property lies two blocks from the Fox River and is accessible to major roadways. Building size is approximately 6,058 SF and was constructed in 1956.

Moderately walkable
60/100
Exceptionally drivable
90/100
Minimal public transit
10/100
Moderately bikeable
60/100

Nearby Major Retailers

Club Pilates
Whole Foods Market
First Mid Bank
  • Listing ID: 40307863

  • Date on Market: 4/27/2026

  • Last Updated:

  • Address: 24 S 2nd St, St Charles, IL 60174

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