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Highlights

  • Freestanding former bank branch adaptable for office, financial, medical, retail, restaurant, and professional service users.
  • Positioned along Ray Road with exposure to approximately 11,628 vehicles per day.
  • Ample on-site parking supports customers, employees, and business operations.
  • Located adjacent to a Food Lion-anchored shopping center with established daily customer traffic.
  • Situated within the growing Spout Springs and Anderson Creek commercial corridor.
  • Standalone building configuration provides a distinct identity and signage presence for occupants.

Space Availability (1)

Display Rental Rate as

  • Space
  • Size
  • Term
  • Rental Rate
  • Rent Type
  • 1st Floor, Ste 3210
  • 3,566 SF
  • Negotiable
  • $25.00 /SF/YR $2.08 /SF/MO $89,150 /YR $7,429 /MO
  • Triple Net (NNN)
Space Use
Retail
Build-Out
Full Build-Out
Availability
30 Days

Located at 3210 Ray Road in Spring Lake, NC, this 3,566 SF former bank branch offers a highly adaptable opportunity in the rapidly growing Spout Springs/Anderson Creek area of Harnett County. The freestanding building includes 2,897 SF on the first floor and 669 SF on the second floor, making it well-suited for a variety of users seeking a functional layout with flexible workspace. Formerly operated as a financial institution, the property lends itself to continued office or financial use while also offering excellent potential for medical, retail redevelopment, restaurant, professional services, or other commercial concepts. Situated immediately adjacent to a high-performing Food Lion within a well-established neighborhood shopping center, the site benefits from strong daily customer activity and excellent visibility along Ray Road. With 11,628 vehicles per day passing the property and ample on-site parking, this location offers outstanding exposure in one of Harnett County's fastest-growing commercial corridors.

  • Lease rate does not include utilities, property expenses or building services
  • Fully Built-Out as a Bank
  • Space is an outparcel at this property
Space Size Term Rental Rate Rent Type
1st Floor, Ste 3210 3,566 SF Negotiable $25.00 /SF/YR $2.08 /SF/MO $89,150 /YR $7,429 /MO Triple Net (NNN)

1st Floor, Ste 3210

Size
3,566 SF
Term
Negotiable
Rental Rate
$25.00 /SF/YR $2.08 /SF/MO $89,150 /YR $7,429 /MO
Rent Type
Triple Net (NNN)
Space Use
Retail
Build-Out
Full Build-Out
Availability
30 Days

Located at 3210 Ray Road in Spring Lake, NC, this 3,566 SF former bank branch offers a highly adaptable opportunity in the rapidly growing Spout Springs/Anderson Creek area of Harnett County. The freestanding building includes 2,897 SF on the first floor and 669 SF on the second floor, making it well-suited for a variety of users seeking a functional layout with flexible workspace. Formerly operated as a financial institution, the property lends itself to continued office or financial use while also offering excellent potential for medical, retail redevelopment, restaurant, professional services, or other commercial concepts. Situated immediately adjacent to a high-performing Food Lion within a well-established neighborhood shopping center, the site benefits from strong daily customer activity and excellent visibility along Ray Road. With 11,628 vehicles per day passing the property and ample on-site parking, this location offers outstanding exposure in one of Harnett County's fastest-growing commercial corridors.

  • Lease rate does not include utilities, property expenses or building services
  • Fully Built-Out as a Bank
  • Space is an outparcel at this property

Rent Types


The rent amount and type that the tenant (lessee) will be responsible to pay to the landlord (lessor) throughout the lease term is negotiated prior to both parties signing a lease agreement. The rent type will vary depending upon the services provided. For example, triple net rents are typically lower than full service rents due to additional expenses the tenant is required to pay in addition to the base rent. Contact the listing broker for a full understanding of any associated costs or additional expenses for each rent type.

1. Full Service: A rental rate that includes normal building standard services as provided by the landlord within a base year rental.

2. Double Net (NN): Tenant pays for only two of the building expenses; the landlord and tenant determine the specific expenses prior to signing the lease agreement.

3. Triple Net (NNN): A lease in which the tenant is responsible for all expenses associated with their proportional share of occupancy of the building.

4. Modified Gross: Modified Gross is a general type of lease rate where typically the tenant will be responsible for their proportional share of one or more of the expenses. The landlord will pay the remaining expenses. See the below list of common Modified Gross rental rate structures: 4. Plus All Utilities: A type of Modified Gross Lease where the tenant is responsible for their proportional share of utilities in addition to the rent. 4. Plus Cleaning: A type of Modified Gross Lease where the tenant is responsible for their proportional share of cleaning in addition to the rent. 4. Plus Electric: A type of Modified Gross Lease where the tenant is responsible for their proportional share of the electrical cost in addition to the rent. 4. Plus Electric & Cleaning: A type of Modified Gross Lease where the tenant is responsible for their proportional share of the electrical and cleaning cost in addition to the rent. 4. Plus Utilities and Char: A type of Modified Gross Lease where the tenant is responsible for their proportional share of the utilities and cleaning cost in addition to the rent. 4. Industrial Gross: A type of Modified Gross lease where the tenant pays one or more of the expenses in addition to the rent. The landlord and tenant determine these prior to signing the lease agreement.

5. Tenant Electric: The landlord pays for all services and the tenant is responsible for their usage of lights and electrical outlets in the space they occupy.

6. Negotiable or Upon Request: Used when the leasing contact does not provide the rent or service type.

7. TBD: To be determined; used for buildings for which no rent or service type is known, commonly utilized when the buildings are not yet built.

Property Facts

Total Space Available 3,566 SF
Property Type Retail
Property Subtype Bank
Gross Leasable Area 3,566 SF
Year Built 2005
Parking Ratio 3.93/1,000 SF

About the Property

Located at 3210 Ray Road in Spring Lake, NC, this 3,566 SF former bank branch offers a highly adaptable opportunity in the rapidly growing Spout Springs/Anderson Creek area of Harnett County. The freestanding building includes 2,897 SF on the first floor and 669 SF on the second floor, making it well-suited for a variety of users seeking a functional layout with flexible workspace. Formerly operated as a financial institution, the property lends itself to continued office or financial use while also offering excellent potential for medical, retail redevelopment, restaurant, professional services, or other commercial concepts. Situated immediately adjacent to a high-performing Food Lion within a well-established neighborhood shopping center, the site benefits from strong daily customer activity and excellent visibility along Ray Road. With 11,628 vehicles per day passing the property and ample on-site parking, this location offers outstanding exposure in one of Harnett County's fastest-growing commercial corridors. The property serves the expanding residential communities surrounding Spout Springs and Anderson Creek, an area experiencing sustained population growth fueled by new housing developments and its proximity to Fort Bragg. Surrounded by numerous established and emerging neighborhoods, the site draws from a growing customer base while benefiting from consistent grocery-anchored traffic generated by Food Lion and neighboring retailers. Ray Road has become one of the area's primary commercial corridors, providing convenient access to NC Highway 87 and connecting residents throughout western Harnett County. The combination of increasing rooftops, established retail, and limited availability of freestanding commercial buildings creates an exceptional opportunity for businesses looking to establish or expand their presence in this high-demand market.

  • Drive Thru
Somewhat walkable
30/100
Exceptionally drivable
90/100
Somewhat bikeable
30/100

Nearby Major Retailers

Food Lion
PNC Bank
CrossFit
  • Listing ID: 41378852

  • Date on Market: 7/21/2026

  • Last Updated:

  • Address: 3210 Ray Rd, Spring Lake, NC 28390

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