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342 West St 1,475 SF Retail Building Umina Beach, NSW 2257 For Sale



Investment Highlights
- Anchored by a long-term bakery with a 4 plus 4 year lease from January 2022 and a gross income of $52,000 per annum excluding GST as at October 2025.
- Practical rear access with two off-street car spaces enhances operations, deliveries and customer access.
- High-exposure, north-facing West Street address with strong main-street visibility and established daily trade.
- Everyday amenity surrounds the site, and the Ocean Beach Hotel along the corridor reinforces footfall and activation
Executive Summary
Secure a proven income stream in the heart of Umina Beach’s primary retail corridor. This long-standing bakery tenancy, Umina Hot Bread Kitchen, is on a 4 plus 4 year lease that commenced in January 2022, producing a stable gross return of $52,000 per annum excluding GST as at October 2025. The investment is set on a level, north-facing site with a prominent West Street frontage that captures steady pedestrian and vehicle activity throughout the day.
The immediate precinct is an everyday convenience hub with restaurants, gyms and local services, complemented by the Ocean Beach Hotel along the same corridor, adding consistent evening and weekend traffic to the strip. Regular bus services connect Umina to Woy Woy Station about 4 km away, while the Sydney CBD is roughly 76 to 82 km by road with practical rail links from Woy Woy.
Zoned E1 Local Centre, the property benefits from a flexible NSW planning framework that supports a range of retail and commercial uses and may allow shop-top housing subject to approvals. This planning reference is general information only and not legal advice. Purchasers should seek their own professional guidance and council confirmations.
The immediate precinct is an everyday convenience hub with restaurants, gyms and local services, complemented by the Ocean Beach Hotel along the same corridor, adding consistent evening and weekend traffic to the strip. Regular bus services connect Umina to Woy Woy Station about 4 km away, while the Sydney CBD is roughly 76 to 82 km by road with practical rail links from Woy Woy.
Zoned E1 Local Centre, the property benefits from a flexible NSW planning framework that supports a range of retail and commercial uses and may allow shop-top housing subject to approvals. This planning reference is general information only and not legal advice. Purchasers should seek their own professional guidance and council confirmations.
Property Facts
Sale Type
Investment
Property Type
Retail
Property Subtype
Restaurant
Building Size
1,475 SF
Building Class
C
NOI
$37,632
Tenancy
Single
Building Height
1 Story
Building FAR
0.69
Lot Size
0.05 AC
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342 West St
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