400 Main St 4,489 SF Retail Building Tarboro, NC 27886 $400,000 ($89.11/SF) 6% Cap Rate

Positioned at the high-visibility corner of St. James and Main Streets, 400 N Main Street is one of downtown Tarboro’s premier anchor properties. This historic building combines architectural character with modern functionality, making it an ideal investment for office, retail, or destination dining.
Originally constructed in the 1890s and thoughtfully remodeled in both the 1920s and 1997, the property has a proven track record of adaptability. Once home to multiple banks—including Farmer’s Bank & Trust, North Carolina Bank & Trust, and Security National Bank—it continues to offer features that set it apart: a massive bank safe on two levels, a restored tin ceiling and decorative cornices, and the iconic exterior clock that serves as a recognizable downtown landmark. The basement’s castellated brick foundation adds both historic character and long-term structural value.
As a contributing structure within the Tarboro National Register Historic District, 400 N Main Street benefits from a prime location in the Central Business District with excellent visibility, walkability, and proximity to other thriving downtown businesses. Its scale, history, and distinctive presence make it one of the most important commercial properties in Tarboro—an opportunity rarely available in today’s market.