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Investment Highlights

  • Landmark 0.81-acre, three-parcel corner property in the core of Downtown San Bernardino. 3 Parcels included (4th is an option)
  • Former bank with high-security infrastructure including vault, depository door, gated access, and roll-up protections.
  • Prime civic location near major financial institutions, government offices, and cultural landmarks.
  • ±12,999 SF concrete office building featuring a remodeled main floor and expansive finished basement.
  • Approximately 73 on-site parking spaces including open, covered, and underground stalls.
  • Flexible layout ideal for owner-users, investors, or adaptive reuse opportunities.

Executive Summary

FRE Auctions and Century 21 Partners are pleased to present the Online Auction Plus Event (allows for contingencies) for a meticulously maintained ±12,999 SF retail/office building in San Bernardino, CA.
STARTING BID: $999,000 ****SHOWING SCHEDULE & ACCESS INFORMATION**** All property showings will be held only on the following dates: Saturday February 21 from 10:00 AM to 11:30 AM and Saturday February 28 from 10:00 AM to 11:30 AM. All buyers, investors, and agents are welcome. Please arrive on time, as access will be limited to these scheduled windows. A registration booth will be located at the main entrance upon arrival. All visitors must sign in prior to touring the property. Seller reserves the right to accept an offer at any time. Offering Memorandum, zoning information, and additional property details are available in the Supplements section. We can accommodate quick closings, and possession terms are negotiable. Current occupants are open to signing a month-to-month lease or a one-year lease at approximately $15,000 per month, unless otherwise agreed in writing.
For additional information, please contact the Listing Agent or Auction Manager Patrick Kelleher at 949-615-0047 or agent Enrique Vasquez Plaza at 626-324-0388.

Data Room Click Here to Access

Property Facts Under Contract

Sale Type
Investment or Owner User
Sale Condition
1031 Exchange
Property Type
Retail
Property Subtype
Bank
Building Size
12,980 SF
Building Class
C
Year Built/Renovated
1962/2020
Price
$999,000
Price Per SF
$76.96
Percent Leased
100%
Tenancy
Multiple
Building Height
2 Stories
Building FAR
0.37
Lot Size
0.81 AC
Opportunity Zone
Yes
Zoning
CR2 - The CR-2 (Commercial Regional) Zone allows commercial activities, including retail, office, restaurants, entertainment & mixed use developments.
Parking
25 Spaces (1.93 Spaces per 1,000 SF Leased)
Frontage
121’ on W 4th St

Amenities

  • 24 Hour Access
  • Banking
  • Corner Lot
  • Fenced Lot
  • Security System
  • Signage
  • Signalized Intersection
  • Tenant Controlled HVAC
  • Storage Space
  • Air Conditioning
Moderately walkable
60/100
Exceptionally drivable
100/100
Good public transit
60/100
Fairly bikeable
50/100

Nearby Major Retailers

1S Valley Credit Union
Bank of America
Chase Bank
Starbucks
Food 4 Less
Checkers Insurance
Sunstate Equipment Co.
Alberto's Mexican Food
United Rentals-aerial Equipment
Superior Grocers

Property Taxes

Property Taxes

Parcel Numbers
Multiple
  • 0134-241-62
  • 0134-241-17
  • 0134-241-61
Land Assessment
$373,438
Improvements Assessment
$817,236
Total Assessment
$1,190,674
  • Listing ID: 39296031

  • Date on Market: 2/2/2026

  • Last Updated:

  • Address: 401 W 4th St, San Bernardino, CA 92401

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