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401 W 4th St Corner Lot 401 W 4th St 12,980 SF 100% Leased Retail Building San Bernardino, CA 92401 $999,000 ($76.96/SF)

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Investment Highlights

  • Landmark 0.81-acre, three-parcel corner property in the core of Downtown San Bernardino. 3 Parcels included (4th is an option)
  • Former bank with high-security infrastructure including vault, depository door, gated access, and roll-up protections.
  • Prime civic location near major financial institutions, government offices, and cultural landmarks.
  • ±12,999 SF concrete office building featuring a remodeled main floor and expansive finished basement.
  • Approximately 73 on-site parking spaces including open, covered, and underground stalls.
  • Flexible layout ideal for owner-users, investors, or adaptive reuse opportunities.

Executive Summary

AUCTION SALE, handled by FRE (Future of Real Estate). All bids must be placed through the FRE platform. Partner Sale. Landmark site offering a rare opportunity to acquire a prime corner office building in the heart of Downtown San Bernardino on approximately 0.81 acres. Highly visible and strategically located near Bank of America, the Mexican Consulate, County Courthouse, City Hall, and the California Theatre, this iconic property offers exceptional presence and accessibility. The offering consists of three parcels: APN 0134-241-61 (approx. 12,191 SF lot – main building), APN 0134-241-62 (approx. 18,883 SF lot – parking), and APN 0134-241-17 (approx. 4,420 SF lot – alley/easement), providing efficient access to both building and parking areas. The approximately 12,999 SF concrete office building features a remodeled main floor of approx. 7,000 SF with a large reception area, front desk, foyer, conference rooms, private offices of various sizes, cubicles, phone stations, data room, multiple A/C zones, and men’s and women’s restrooms. Former bank with robust security infrastructure including perimeter fencing, automatic metal roll-up doors and window covers, gated access, security booth, and a high-value walk-in safe with depository door and office valued at over $100,000. The finished basement of approx. 6,500 SF includes additional offices, conference and meeting areas, men’s and women’s restrooms, storage, and underground parking. Total parking includes approximately 73 spaces, including open and covered stalls, offering excellent convenience for staff and visitors. Ideal for owner-users, investors, or adaptive reuse in a core downtown location. Well maintained and ready for immediate use. Buyer to verify all information and conduct their own due diligence. Act quick. 2 days of showings. Seller reserves the right to accept offers anytime.

Property Facts

Sale Type
Investment or Owner User
Sale Condition
1031 Exchange
Property Type
Retail
Property Subtype
Bank
Building Size
12,980 SF
Building Class
C
Year Built/Renovated
1962/2020
Price
$999,000
Price Per SF
$76.96
Percent Leased
100%
Tenancy
Multiple
Building Height
2 Stories
Building FAR
0.37
Lot Size
0.81 AC
Opportunity Zone
Yes
Zoning
CR2 - The CR-2 (Commercial Regional) Zone allows commercial activities, including retail, office, restaurants, entertainment & mixed use developments.
Parking
25 Spaces (1.93 Spaces per 1,000 SF Leased)
Frontage
121’ on W 4th St

Amenities

  • 24 Hour Access
  • Banking
  • Corner Lot
  • Fenced Lot
  • Security System
  • Signage
  • Signalized Intersection
  • Tenant Controlled HVAC
  • Storage Space
  • Air Conditioning

Nearby Major Retailers

1S Valley Credit Union
Bank of America
Chase Bank
Starbucks
Food 4 Less
Ono Hawaiian BBQ
Checkers Insurance
Sunstate Equipment Co.
Alberto's Mexican Food
United Rentals-aerial Equipment

Property Taxes

Property Taxes

Parcel Numbers
Multiple
  • 0134-241-62
  • 0134-241-17
  • 0134-241-61
Land Assessment
$373,438
Improvements Assessment
$817,236
Total Assessment
$1,190,674
  • Listing ID: 39296031

  • Date on Market: 2/2/2026

  • Last Updated:

  • Address: 401 W 4th St, San Bernardino, CA 92401

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