Ameriprise Financial began in 1894 as Investors Syndicate and later grew through a long association with American Express before becoming an independent public company in 2005. The company focuses on financial planning and advice, with businesses spanning wealth management, asset management, retirement solutions, insurance, annuities, and brokerage services. Ameriprise Financial works with individual and institutional clients through a broad network of financial advisors, pairing personal advice with investment and protection products. The firm has built a long-running presence in U.S. financial services and continues to center business on helping clients organize, invest, and protect money.