M&T Bank is a U.S.-based banking institution offering retail, commercial, and institutional financial services. The bank traces its origins to 1856, when it was founded in Buffalo, New York, as Manufacturers and Traders Bank. Today, it operates as the principal subsidiary of M&T Bank Corporation, a publicly traded bank holding company listed on the New York Stock Exchange under the ticker symbol MTB. Headquartered in Buffalo, New York, M&T Bank provides deposit products, lending services, mortgage banking, and cash management solutions to individuals, businesses, and institutions across the eastern United States. Its operations also include trust and investment management services delivered through its Wilmington Trust subsidiary. Over its long operating history, M&T Bank has expanded through organic growth and strategic acquisitions, establishing a significant branch and ATM network in multiple states. The institution has remained consistently profitable for several decades and is recognized for its role in commercial lending, including real estate-related financing. M&T Bank operates under federal and state banking regulations and is a member of the Federal Deposit Insurance Corporation.