New York Life Insurance Company is a privately held mutual life insurer headquartered in New York City. Founded in 1845, it is the largest mutual life insurance company in the United States and ranks among the Fortune 100. The company provides life insurance, annuities, long-term care coverage, and investment management services through its subsidiaries, including New York Life Investments and NYLIFE Securities. Operating under a mutual structure, New York Life answers to policyholders rather than shareholders, enabling a long-term focus on financial stability. The firm consistently earns top financial strength ratings from major agencies and has maintained dividend payments for over 170 consecutive years. With a nationwide presence and global investment operations, New York Life serves individuals, families, and institutions seeking protection and wealth management solutions.