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Investment Highlights

  • Completely renovated mixed-use property
  • High visibility high exposure location
  • Perfect owner user property with SBA financing
  • Includes commercial building, cottage and huge parking lot
  • 25,000 cars passing by ever day
  • Most office, retail, medical uses allowed

Executive Summary

Welcome to 1045 Main Street, For Sale or Lease. Discover this premier commercial property AND separate on-site cottage located in the heart of Ramona, California. This newly renovated opportunity combines modern functionality, exceptional acces-sibility, and strong long-term value. Situated on nearly 14,000 SF across two parcels of land, this property includes a ±1,600 SF commercial building AND a separate ±750 SF, 2-bedroom/1-bath cottage. The commercial building provides excellent visibility and functional space suitable for a wide range of professional uses, while the sepa-rate cottage is ideal for owner-users, on-site management, office space, or additional rental income. The large on-site parking lot has been freshly repaved and features 25 dedicated spaces, with front and rear access. Whether you’re expanding your busi-ness footprint or seeking a smart investment in San Diego County, 1045 Main Street offers unmatched potential.
The attached comprehensive marketing package includes detailed property specifications, highlights of recent renovations, and insights into the surrounding area to support your due diligence and decision-making process. We invite you to explore the oppor-tunity and value this property brings to your business or investment portfolio.

Property Facts

Sale Type
Investment or Owner User
Property Type
Retail
Property Subtype
Freestanding
Building Size
2,350 SF
Building Class
C
Year Built
1945
Price
$1,295,000
Price Per SF
$551.06
Percent Leased
Vacant
Building Height
1 Story
Building FAR
0.17
Lot Size
0.32 AC
Zoning
RM-V5 - RM-V5 zoning allows office, medical, retail, and residential uses—ideal for professional services, clinics, and owner-user live/work setups.
Parking
25 Spaces (10.64 Spaces per 1,000 SF Leased)
Frontage
100’ on Main

Amenities

  • Fenced Lot
  • Signage
  • Signalized Intersection
  • Tenant Controlled HVAC
  • Air Conditioning
  • Smoke Detector

Space Availability

  • Space
  • Size
  • Space Use
  • Position
  • Available
  • Commercial Building
  • 1,600 SF
  • Office/Retail
  • -
  • Now

Welcome to 1045 Main Street, For Sale or Lease. Discover this premier commercial property AND separate on-site cottage located in the heart of Ramona, California. This newly renovated opportunity combines modern functionality, exceptional acces-sibility, and strong long-term value. Situated on nearly 14,000 SF across two parcels of land, this property includes a ±1,600 SF commercial building AND a separate ±750 SF, 2-bedroom/1-bath cottage. The commercial building provides excellent visibility and functional space suitable for a wide range of professional uses, while the sepa-rate cottage is ideal for owner-users, on-site management, office space, or additional rental income. The large on-site parking lot has been freshly repaved and features 25 dedicated spaces, with front and rear access. Whether you’re expanding your busi-ness footprint or seeking a smart investment in San Diego County, 1045 Main Street offers unmatched potential. The attached comprehensive marketing package includes detailed property specifications, highlights of recent renovations, and insights into the surrounding area to support your due diligence and decision-making process. We invite you to explore the oppor-tunity and value this property brings to your business or investment portfolio.

  • Cottage
  • 750 SF
  • Office/Retail
  • -
  • Now

The additional on-site cottage adds value by increasing overall usable square footage and providing operational flexibility beyond the primary commercial building. In addition to residential use, the cottage may be repurposed for office space, on-site management, storage, or leased separately to generate additional income (subject to zoning and permit-ted uses), allowing the main commercial building to remain dedicated to higher-rent commercial operations.

Space Size Space Use Position Available
Commercial Building 1,600 SF Office/Retail - Now
Cottage 750 SF Office/Retail - Now

Commercial Building

Size
1,600 SF
Space Use
Office/Retail
Position
-
Available
Now

Cottage

Size
750 SF
Space Use
Office/Retail
Position
-
Available
Now

Commercial Building

Size 1,600 SF
Space Use Office/Retail
Position -
Available Now

Welcome to 1045 Main Street, For Sale or Lease. Discover this premier commercial property AND separate on-site cottage located in the heart of Ramona, California. This newly renovated opportunity combines modern functionality, exceptional acces-sibility, and strong long-term value. Situated on nearly 14,000 SF across two parcels of land, this property includes a ±1,600 SF commercial building AND a separate ±750 SF, 2-bedroom/1-bath cottage. The commercial building provides excellent visibility and functional space suitable for a wide range of professional uses, while the sepa-rate cottage is ideal for owner-users, on-site management, office space, or additional rental income. The large on-site parking lot has been freshly repaved and features 25 dedicated spaces, with front and rear access. Whether you’re expanding your busi-ness footprint or seeking a smart investment in San Diego County, 1045 Main Street offers unmatched potential. The attached comprehensive marketing package includes detailed property specifications, highlights of recent renovations, and insights into the surrounding area to support your due diligence and decision-making process. We invite you to explore the oppor-tunity and value this property brings to your business or investment portfolio.

Cottage

Size 750 SF
Space Use Office/Retail
Position -
Available Now

The additional on-site cottage adds value by increasing overall usable square footage and providing operational flexibility beyond the primary commercial building. In addition to residential use, the cottage may be repurposed for office space, on-site management, storage, or leased separately to generate additional income (subject to zoning and permit-ted uses), allowing the main commercial building to remain dedicated to higher-rent commercial operations.

Walk Score®
Very Walkable (85)
What is a Walk Score®, Transit Score® & Bike Score®?
Walk Score® measures the walkability of any address.
Transit Score® measures access to public transit.
Bike Score® measures bikeability of a location.
What is a Walk Score®
, Transit Score® & Bike Score?
Walk Score® measures the walkability
of any address. Transit Score®
measures access to public transit. Bike Score®
measures bikeability of a location.®

Nearby Major Retailers

Anytime Fitness
Starbucks
Stater Bros. Markets
Albertsons
U.S. Bank
Chase Bank
L & L Hawaiian Barbecue
Sunbelt Rentals
Denny's

Property Taxes

Property Taxes

Parcel Numbers
Multiple
  • 281-263-08
  • 281-263-07
Land Assessment
$122,118
Improvements Assessment
$228,005
Total Assessment
$350,123
  • Listing ID: 39322412

  • Date on Market: 2/4/2026

  • Last Updated:

  • Address: 1045 Main St, Ramona, CA 92065

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