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Investment Highlights

  • 2,860 SF historic building
  • Rich architectural character
  • Retail/office with potential 2nd floor apartment
  • Prime downtown location in Historic Century Corners
  • Zoned CBD-1 for versatile use

Executive Summary

Prime investment opportunity in St. Charles, IL! This historic 2,860 SF building offers a unique blend of historic character and modern potential. Zoned CBD-1, the property presents a versatile space, ideal for retail, office and potential 2nd floor apartment. Once home to the Garter Bakery, this property recently was awarded historic landmark status. Located in the heart of downtown St. Charles, investors can capitalize on the area's diverse consumer base and thriving downtown filled with arts, entertainment, shopping, recreational activities and restaurants.
The building offers much character with a French Quarter/New Orleans style architecture.
Potential grant incentives available from the City of St. Charles for building improvements.

Taxes & Operating Expenses (Actual - 2025) Click Here to Access

Annual Annual Per SF
Taxes $99,999 $9.99
Operating Expenses $99,999 $9.99

Taxes & Operating Expenses (Actual - 2025) Click Here to Access

Taxes
Annual $99,999
Annual Per SF $9.99
Operating Expenses
Annual $99,999
Annual Per SF $9.99
Total Expenses
Annual $99,999
Annual Per SF $9.99

Property Facts

Sale Type
Owner User
Property Type
Retail
Property Subtype
Storefront Retail/Office
Building Size
2,860 SF
Building Class
C
Year Built
1848
Price
$595,000
Price Per SF
$208.04
Tenancy
Single
Building Height
2 Stories
Building FAR
0.66
Lot Size
0.10 AC
Zoning
CBD-1 - CBD-1
Parking
5 Spaces (3.65 Spaces per 1,000 SF Leased)

Amenities

  • Storage Space
  • Air Conditioning
  • Balcony
Walk Score®
Very Walkable (86)
Bike Score®
Very Bikeable (70)
What is a Walk Score®, Transit Score® & Bike Score®?
Walk Score® measures the walkability of any address.
Transit Score® measures access to public transit.
Bike Score® measures bikeability of a location.
What is a Walk Score®
, Transit Score® & Bike Score?
Walk Score® measures the walkability
of any address. Transit Score®
measures access to public transit. Bike Score®
measures bikeability of a location.®

Nearby Major Retailers

Club Pilates
Whole Foods Market

Property Taxes

Property Taxes

Parcel Number
09-27-386-015
Land Assessment
$28,734 (2024)
Improvements Assessment
$77,529 (2024)
Total Assessment
$106,263 (2024)
Annual Taxes
($1) ($0.00/SF)
Tax Year
2025
  • Listing ID: 39822411

  • Date on Market: 3/18/2026

  • Last Updated:

  • Address: 115 Cedar Ave, St Charles, IL 60174

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